1. Why disrupting insurance is hard and too few entrepreneurs are addressing the real problem

    Why disrupting insurance is hard and too few entrepreneurs are addressing the real problem

    The insurance industry has been ripe for disruption for years and yet a quick walk around Leadenhall market where brokers bustle about with paper files under their arms reveals nothing has changed in decades. From one perspective it’s very simple to answer: every player in the insurance market has been enjoying 10-20% net margins for over a century, so why would they want that to change?

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